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BEHAVIOR

Loan Repayment

Studies on changing Loan Repayment

STUDY

The Personal Side of Relationship Banking

AUTHORS

A Schoar

TACTICS

Reminders, Cues, & Triggers

STUDY

Plan-Making Reminders Improve Timely Loan Payments

TACTICS

Implementation Intentions, Reminders, Cues, & Triggers

STUDY

A Personal Touch: Text Messaging for Loan Repayment

AUTHORS

Melanie Morten, Jonathan Zinman, Dean Karlan

TACTICS

Reminders, Cues, & Triggers

Tactics used to change Loan Repayment

Implementation Intentions

TACTIC

Implementation Intentions

Implementation intentions are specific details for when and how a behavior should or will be performed. These are often formulated as ""if-then"" rules, such as:- "if I crave something sweet, I'll have fruit instead of candy"- "if I am in the mood for a cigarette, I'll wait 5 minutes—then, if I still want it, I can have one"Other examples include studies where flu vaccination uptake was higher in groups of people nudged to make more specific plans (i.e. picking a specific time and date, along with a mode of transport to a specific clinic). The same general effect was observed with voting behaviors. These are a generally low-cost tool to slightly improve the gap between intention and performance of a behavior.

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Civic Participation

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